Achieving your goals may take more than money. It likely requires planning, a long-term vision, and investment know-how. Working with an advisor can help you:
See Vanguard's research on the added value of working with a Financial Advisor
We do not prepare taxes, but we can help you tap into our vast network of local experts who can help put you into the best possible position to achieve your goals, including:
For some, success comes from luck. For most, it comes from planning, determination and hard work. As life become more complex, and your choices begin to affect more people, it’s important to set goals and know what it takes to get you to where you want to be. A Financial Plan can help you:
Great question! Our industry is heavily regulated (by FINRA and the SEC) and because of that we have affiliated with Osaic Wealth, Inc. (formerly Royal Alliance), a Registered Broker/Dealer. What that means is that we’ve teamed up with them to help us make sure we are in compliance with all industry regulations. Additionally, they provide us with tools and resources to help us find great investment solutions so that we can help our clients reach their goals. If we did not have this relationship, we would be required to do all of these things internally, which would keep us away from what we love to do – serve our clients.
NFS acts as a custodian on behalf of Osaic Wealth, Inc. for your investment accounts. This is where you deposit funds to buy or sell investments through Osaic Wealth, Inc.
A fiduciary is a person in a position of authority whom the law obligates to act solely on behalf of the person he or she represents and in good faith.
Acting in a fiduciary capacity is a critical responsibility. Fiduciaries are accountable for acting in the best interest of those who benefit from their organization. Fiduciaries are held to a higher standard by regulators at both state and federal levels.
The term “fiduciary” generally includes any individual with discretionary authority, control over, or management responsibilities for the assets held for the benefit of another.
This might include:
Regulation Best Interest (“Reg BI”) requires Broker/Dealers and their Financial Professionals to act in the best interest of a retail customer, and place your interests ahead of all others when making a recommendation of any securities transaction or investment strategy. Additionally, it requires that Broker/Dealers disclose the material facts relating to the scope of the terms of your relationship with your broker/dealer and Financial Professionals.
You’ll receive a welcome email from our team with instructions on how to register your online access and consent to e-delivery (if you prefer) to receive your monthly statements, trade confirmations and tax statements by email.
If we process the investment account electronically, through e-consent you’ll be delivered the respective Form CRS (Customer Relationship Summary), the Osaic Wealth, Inc. Broker/Dealer brochure, and applicable Client Agreements/Form ADV’s (The Uniform Application for Investment Advisor Registration) by email.
If we process the application through wet signature, you’ll be mailed each of these documents.