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FAQs

How are you compensated?

  • BPG Wealth Management is primarily a fee-based investment advisory firm. Our income comes from flat financial planning fees, as well as investment management fees as an annual percentage of the assets we manage on your behalf. The fees, paid quarterly, are set at an annualized rate.
  • Insurance products + retail mutual funds are commission arrangements. Fees and commissions are always fully disclosed.


Why work with an advisory team?

Achieving your goals may take more than money. It likely requires planning, a long-term vision, and investment know-how. Working with an advisor can help you:

  • Avoid emotional mistakes
  • Perform portfolio manager selection, due diligence and monitoring
  • Provide tax aware investment advice
  • Keep your allocation as planned
  • Plan for income distribution
  • Provide ongoing investment education


Can you do my taxes?

We do not prepare taxes, but we can help you tap into our vast network of local experts who can help put you into the best possible position to achieve your goals, including:

  • Leading CPA Firms
  • Business & Estate Planning Attorneys
  • Commercial Lenders and Investment Bankers
  • Commercial and Personal Lines Property and Casualty Agents
  • Employee Benefits Experts
  • Third Party Administrators
  • Realtors and Mortgage Brokers
  • Executive Coaches


Why should I create a financial plan?

For some, success comes from luck. For most, it comes from planning, determination and hard work. As life become more complex, and your choices begin to affect more people, it’s important to set goals and know what it takes to get you to where you want to be. A Financial Plan can help you:

  • Define your goals and determine if they are realistic
  • Analyze your budget and work to keep your spending in line with your goals
  • Measure your progress and track changes that need to be made
  • Identify risks
  • Determine savings goal
  • Create confidence around money and know what steps to take for your future


What certifications do your advisors have?

  • AIF®-Accredited Investment Fiduciary®
  • ChFC®-Chartered Financial Consultant®
  • CFP®-CERTIFIED FINANCIAL PLANNERTM 
  • CEPA®-Certified Exit Planning Advisor®


What is fiduciary responsibility and why is it important?

A fiduciary is a person in a position of authority whom the law obligates to act solely on behalf of the person he or she represents and in good faith.

Acting in a fiduciary capacity is a critical responsibility. Fiduciaries are accountable for acting in the best interest of those who benefit from their organization. Fiduciaries are held to a higher standard by regulations at both state and federal levels.

The term “fiduciary” generally includes any individual with discretionary authority, control over, or management responsibilities for the assets held for the benefit of another. 

This might include:

  • Any persons servicing as Trustees, Board Members, or Officers
  • Any persons or entity providing investment advice to a person or organization
  • “De facto” fiduciaries who exercise authority over the organization’s assets such as a member of the investment committee